This plan provides comprehensive coverage for:
i)     Accidental loss or damage to your vehicle and the accessories and spare parts of your vehicle;
ii)     Liability for damage to other peoples’ vehicle and property caused by your vehicle;
iii)     Your (the driver) legal liability for death or bodily injury to third parties caused by your negligence; and
iv)     Personal accident benefits for you should you suffer bodily injury in connection with your motor vehicle or while mounting into or dismounting from or travelling in any private motor vehicle.

This plan also provides coverage for:
i)     Loss or damage to your vehicle caused by fire, external explosion, self-ignition or lightning;
ii)     Loss of your vehicle due to theft and/or damage after being stolen;
iii)     Claimant’s costs and expenses.

Other benefits and special perils that can be extended are:
i)     Caravan, luggage and boat trailers;
ii)     Strike, riot and civil commotion;
iii)     Flood, typhoon and other convulsion of nature;
iv)     Act of negligence of passengers; and
v)     Breakage of glass such as windscreen, window or sunroof.


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